Guaranteed approval credit cards

If you’re looking for a 100% proven approval pay-later(credit) card with a $1000 limit, there’s some bad news. Except you have an excellent pay-later card rating, you’re barely going to achieve that. However today, we are going to show you some credit cards or as some people like to call it, pay-later cards that can make this possible.

1. OpenSky Secured Visa Pay-later Card

Next up we have the OpenSky Secured Visa Pay-later Card. Unlike most cards, this one doesn’t run a pay-later check before offering acceptance. All you just need to do is prove your age, income, and employment status. As long as you’re over 18 and have enough regular income to cover the $200 minimum covered down payment and $35 yearly fee, you’re almost guaranteed acceptance. As the card reports to all three major pay-later card bureaus, it’s a good option for those looking to build or repair their credit score.

2. Total Visa Card

The Total Visa pay-later card, which makes the list thanks to the fact even if you have no existing credit profile. you’ll still stand a very good chance of your application being accepted. However, your pay-later limit will be determined by the amount of covered down payment you put down (if you want $1000, you’ll need to make sure your down payment is of equal value). But, there’s a few things to consider before you sign up. Firstly, Total Visa has one of the most unfavorable APR’s on the market (29.99%) and you’ll need to commit to an upfront initial fee of $89, an yearly fee of $79, and a monthly fee of $6.25 from the second year. While this may sound excessive, if you’re all out of options, the card will at least accord you the opportunity to build your credit score before moving on to more favorable alternatives.

3. Green Dot Primor Visa Gold Secured Pay-later Card

Green Dot Primor Visa Gold Secured Pay-later Card is a worthy addition to our list for several reasons. First of all, it offers a line of pay-later opportunity that ranges between $200-$5000, depending on the amount of your initial covered down payment.

4. First Progress Platinum Prestige Secured Mastercard

First Progress Platinum Prestige Secured Mastercard has some useful features that are well worth a glance. Chief among its advantages is its acceptance rate: it doesn’t need a credit rating and will consider your application even if you have no credit profile.

5. Wells Fargo Secured Pay-later Card

The main benefits of the Wells Fargo Secured Pay-later Card include: a credit line that matches the amount of your covered down payment; the option to upgrade to an unsecured pay-later card if you show responsibility while using the card; an auto rental collision damage waiver; emergency card replacement; roadside dispatch; travel and emergency assistance services; cell phone protection, and various other consumer protection plans.

6. Discover It Secured

Discover it Secured makes a great option for those with bad pay-later history, and offers some serious perks for cardholders: as well as offering a pay-later limit in line with your security down payment (which it will be happy to return after 8 months, providing you show reasonable use of the card). It offers a very generous 2% cashback on purchases at restaurants and gas stations, and 1% cashback on all other purchases. With few cards for bad pay-later offering rewards of any kind, it’s a pretty attractive proposition.

7. Aeromexico Secured Pay-later Card

Again, you’ll need to put down a covered down payment of $1000 if you want the equivalent in pay-later balance, and once you do, you’ll gain access to some very nifty benefits. In addition to offering zero fraud liability protection and emergency cash and card replacement, the Aeromexico Secured Pay-later Card has a great lineup of travel rewards, including a membership scheme that gives you one mile per $1 dollar spent on all eligible purchases, 3500 first use bonus miles, complimentary baggage, double miles on purchases at gas stations and grocery stores, a complimentary companion certitude, and a $99 companion certificate with pay-later card renewal.

8. Harley- Davidson Secured Pay-later Card

Even if you hold no credit profile, you’re still in with a shot of getting a Harley- Davidson Secured Pay-later Card. Perks include access to automatic Bill Pay, online banking, no yearly fee, card protection plans, travel benefits, and the opportunity to rebuild your credit score.

9. First National Bank of Omaha Secured Visa Card

With no yearly fee; the option to determine your own pay-later limit of anything between $300 and $5000 by providing the equivalent in down payment (which will be returned in 11 months if you keep up with your monthly payments); the opportunity to apply for an increase in credit without any additional down payment after 7 months; and a reasonable APR of 20.24%, the First National Bank of Omaha Secured Visa Card is worth checking out.

In a nutshell, what these pay-later cards have in common is that they can all help you grow your credit score rapidly. So examine carefully and make your choice.

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