Strategies for Settling Down Debts

Strategies for Settling Down Debts

If you’ve ever been in debt, you know it can feel like running on a treadmill. Every month you settle a little to this loan, a little to that card, and eventually, you feel like you’ve gotten well nowhere. But it doesn’t have to be that way, not if you have a bill reimbursement technique […]

Steps to Help You Get Out of Debt

Steps to Help You Get Out of Debt

Everything we do in life is governed by principles. For instance, just as there are rules and regulations in playing football, body of laws guiding us in our various places of work, getting out of debts also comes with its own principles. As simple as it may sound, it’s often not easy to get out […]

Steps for Money Management and Financial Planning

Steps for Money Management and Financial Planning

Having more money won’t help you manage your finances, just as having less won’t help either. You need to know how to manage your money. Unlike most things in life, where you get to choose what stays and what doesn’t, when it comes to finances, there is only one-way things will turn out if you […]

Keeping Your Credit Card Financial Information Safe

Security is key and that’s not debatable. In virtually everything that we value, from our jobs to relationships, and even our credit cards, we need to protect it with all we’ve got. However, the only disturbing reason why you could afford to mess around with your job, relationship and not your credit card is because […]

Is Buying a Residency Right for You?

Is Buying a Home Right for You?

To be or not to be…a residency owner or a renter? Now that’s a question. It’s one you’ll want to ask yourself before jumping into the buying process seriously. And while buying a residency is a very worthwhile goal, it doesn’t always make sense. Believe it or not, sometimes renting can be the smarter thing […]

How to Build an Emergency Fund

How to Build an Emergency Fund

There is this popular adage that goes, “if you fail to plan, you plan to fail” and believe me, that couldn’t be further from the truth.  In life, somethings are just inevitable, and no matter how much we’d love to think otherwise, some facts can never be changed. And a perfect example of such natural […]

How Much to Spend Save and Invest

How Much to Spend Save and Invest

Before you ever think of being a successful investor, you must first start by having a comprehensive knowledge on the core differences between saving, investing and spending. This is because, knowing these things will not only help guide you on how to go about them, but will as a result, protect your financial goal. So […]

personal finance hacks

5 Practical Money Saving Hacks

Cutting back money is a huge problem for most people, simply because we love spending every penny we earn.  And this is why today, we will be taking a look at five practical money hacks that will allow you to cut back tons of money every month. And without any further delays, let’s get started! […]

buying old car vs new car

What’s the Price of Buying a New Car Vs Old Car?

Once you have an idea of the kind of automobile you want, and roughly how much you’re looking to spend, the next question might be; Should I get a brand-new or used vehicle?  Well, both do have their pros and cons because a used car often prices lesser than a brand-new one, but a brand-new […]

101 Tips To Become Smarter With Personal Finance

Personal finance is about turning money into wealth and personal financial planning is the process of managing your money.  You can become smarter with our tips that cover the main components of personal financial planning. We have researched this topic for weeks and designed this post to be comprehensive and safe for dummies & beginners; […]